That is just horrible. Is that the average interest on an adoption loan? I guess maybe they look at it as.....: you can always repo a car but a child might be a little harder?!?! Either way that is not fair. I hope you can find a better loan :)
Have you looked into interest free adoption loans? There are some groups that offer them (ABBA, Lifesong for Orphans, etc). The loans are usually offered by Evangelical groups, so, I'm not sure if they'd count LDS couples as meeting the "Christian couple" requirement, but, it's worth a try.
We're finding this is the case as well. And we don't qualify for no interest adoption loans because we aren't using an agency. From my limited research, we are probably going to end up applying for 0% interest credit cards that we can pay off with the tax credit. Completely uncomfortable and NOT what we want to do, but it is looking like our only option at the moment.
This is the part of the adoption that gives me anxiety every time I think about it! It is SO expensive! I know that it is completely worth it and I am more than willing to go through what I have to in order to bring the twins home...BUT, I still worry! I also knew that fundraising would be difficult but I underestimated that as well. I hadn't had the chance to look into the loans yet... It sounds like I had better get going since the homestudy report is written now and waiting approval from the two agencies we are working with. Cynthia http://www.adreamadoption.blogspot.com
It's sad that so many make so much off a child's life. I've heard others call it the adoption cost "ransom" and that truly is what we're paying. We're adopting Olga from R****A. We live in Gig Harbor. Not sure how far that is from you but we when we saw your family on the RR site and saw you were here in the state we wanted to invite you to our rummage sale/bbq pulled pork sandwich fundraiser on Saturday. We'd love to meet other RR families.
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That is just horrible. Is that the average interest on an adoption loan? I guess maybe they look at it as.....: you can always repo a car but a child might be a little harder?!?! Either way that is not fair. I hope you can find a better loan :)
ReplyDeleteHave you looked into interest free adoption loans? There are some groups that offer them (ABBA, Lifesong for Orphans, etc). The loans are usually offered by Evangelical groups, so, I'm not sure if they'd count LDS couples as meeting the "Christian couple" requirement, but, it's worth a try.
ReplyDeleteWe're finding this is the case as well. And we don't qualify for no interest adoption loans because we aren't using an agency. From my limited research, we are probably going to end up applying for 0% interest credit cards that we can pay off with the tax credit. Completely uncomfortable and NOT what we want to do, but it is looking like our only option at the moment.
ReplyDeleteThis is the part of the adoption that gives me anxiety every time I think about it! It is SO expensive! I know that it is completely worth it and I am more than willing to go through what I have to in order to bring the twins home...BUT, I still worry! I also knew that fundraising would be difficult but I underestimated that as well. I hadn't had the chance to look into the loans yet... It sounds like I had better get going since the homestudy report is written now and waiting approval from the two agencies we are working with.
ReplyDeleteCynthia
http://www.adreamadoption.blogspot.com
It's sad that so many make so much off a child's life. I've heard others call it the adoption cost "ransom" and that truly is what we're paying. We're adopting Olga from R****A. We live in Gig Harbor. Not sure how far that is from you but we when we saw your family on the RR site and saw you were here in the state we wanted to invite you to our rummage sale/bbq pulled pork sandwich fundraiser on Saturday. We'd love to meet other RR families.
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www.savingourstarfish.blogspot.com
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ReplyDeletePeut être utilisé pour la robinets vente autre option est une finition métallique. L'un des types les plus populaires de métal est le cuivre, car elle est le robinets cascade et la lutte contre la rouille, mais elle exige un revêtement transparent, pour garder son lustre et peu d'entretien. D'autre part, le chrome n'est pas robinetterie baignoire transparent rester attrayant, et il est aussi difficile et sont généralement moins chers. Le nickel est, elle ne nécessite pas beaucoup d'entretien de l'autre type de métal, il est à la fois durable et moderne. Pour robinets pakistanais une surface robinets LED particulièrement populaire est fait d'acier inoxydable, le plus souvent parce qu'il est économique, durable, mitigeur douche , mais elle ne nécessite un détergent spécial pour plaine.
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